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Weekend Homework: Let the Little Stuff Go Today

This article written by Katie

Last year, Todd and I ran a rather successful and valuable column called “Weekend Homework” every Friday. We wanted to educate our readers on the basics of personal finance and development, ranging from calculating your net worth to reducing redundancies. Today we’re proud to announce that the column is back by request.

* * *

When I was young, my little sister would snap at anything. I could antagonize her without even trying. Most of the time, in fact, I didn’t even know that my actions stressed her out. My dad would turn to her and ask, “Do you need to read”Don’t Sweat the Small Stuff” again?”

She’d grumble, “NO.”

Do you find yourself grumbling? The little details of business driving you bonkers? Sometimes I want to go crazy. I’m letting details that don’t even matter control my perspective.

I’m not going to lecture you on how to let things go because the solution is different for everyone. For example, I start baking (maybe even crying). Something tells me that Todd doesn’t do that stuff. Maybe he goes out and shoots tin cans. We all have our own ways of dealing with stress. In any case, check out the Don’t Sweat the Small Stuff website. They have a few quick-read articles that you might find refreshing. Plus you can get your mind off of work for a few minutes.

Then throw your rants and raves into our comment box of this article. Get those silly frustrations out before your weekend really starts.


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4 Things College Grads Need to Know

This article written by Katie

1. A degree doesn’t mean you deserve the job

The unfortunate truth is that while you were busting you butt to learn anthropology, science, and statistics, many of your peers were getting jobs. A degree will help land you the interview. But a few years of work experience will probably land the other guy the job.

The textbook rules I learned in my human resources course are nothing like the procedures of most businesses. In fact, most businesses don’t have written procedures. School is nothing like the working world. No one at work revolves around you. In fact, you’ll find that success means you have to revolve around them (and it’ll drive you crazy!).

Your job won’t be glamorous.

My poor cousin dreamed of saving dolphins and marine life, so she went into environmental engineering. She was hired by a huge engineering firm that specializes in treatment plants. Can you imagine being the low man on that totem pole? Talk about the s_its! All she wanted to do was save animals.

But just because she earned the degree doesn’t mean she–or you–is entitled to a corner office with a huge salary, a month of vacation, or an amazing retirement plan. Work hard, and you’ll eventually earn those positions. The problem is that most of us college grads walk in with a sense of entitlement. Some day my cousin might be able to land her dream position, and you will, too. Just know that no one will hand that opportunity to you on a silver plate.

How many people do you know that are getting degrees at the same time as you? How many people are getting degrees at your school this year? Now how many new college grads are there entering this country’s workforce along with you?

You’ve got to prove why your lack of work experience makes you better than (a) everyone who didn’t go to college and (b) everyone else who did go to college. Why should an employer pull your name from the hat?

For me, the edge came from one thing: my senate internship in Washington D.C.. Know your edge over the competition, and push it.

The experiences have to set you apart. Working at summer camp is a blast, but if you’re not going seeking a profession with children, you’ve got to reach a point of saying goodbye to summer camp. Do internships, make contacts, and try different things. What makes you stand above the line of other applicants?

2. Make it a job you love

Many people develop a professional skill set by accident. Art students run pet shops. Women’s studies majors become construction management experts. I think it’s pretty hard for anyone to know exactly where he/she is going to end up. And the people who know from age twelve that becoming a doctor is the perfect profession often find themselves hating their work. After all, a 12-year-old chose their career.

So now you’re walking from that stage with a diploma. Where do you go? My dad always told me,
Katie, make sure your first job is one of two things: something that interests the heck out of ya or something that provides the stepping stones for the career direction that you want to pursue.

I didn’t take his advice, of course. My first job looked like a dream to most people with some great perks–four days a week, flexible hours, discounted international travel… The job didn’t strike me as fascinating, and it certainly had nothing to do with my self-vision twenty years from now. But I pushed to land the job. I nailed all three interviews and won the job over 300 other candidates. I felt so proud… I also felt so miserable.

You have to find a job that you love… or at least like enough to give your best. A full time job is nothing like school or a summer job. Every day for eight hours a day is a lot. It wears you out. And your boss isn’t going to let you leave early to go camping with your buddies.

Don’t pick a job because it’s secure, because you’re parents think it’s great, or because you’re afraid you won’t find another job. You’ll hate getting up. You’ll hate working. And worse of all, you’ll ruin your spirit. You won’t want to do anything but mope during the evening.

3. Make a million dollar money plan

The worse part of life after graduation is all of the bills. You can’t stay on your parents’ insurance, student loans have to be paid, and you’ve got expenses like garbage pickup that you didn’t even know existed. Your friends will be trading in their cars, buying new furniture and houses, eating out more, and spending gobs of money. Live as frugally as you can. And remember this:

if you want to make a million dollars, you have to put in a million dollars worth of work

Life is only going to get more expense as you grow older, so you need to have a plan. Do you want to work six years or 60? Most people chose to work sixty, relatively easy and relaxed years. They’ll patiently work for vacation days and save until they can retire.
You, however, are reading Aridni, which leads me to believe that you’re willing to work like crazy for six years. You’ll give up your weekends, evenings out, and most free time today. You’ll probably collapse into bed most nights. But isn’t it better than 60 slow years? When I work weekends on my own projects, I often want to quit because I feel so tired. Then I think, “If I want to make a million dollars, I have to put in…”

You don’t need to update your net worth every month. But if you really want out of that rat race soon (and believe me, once you enter that race, you’ll probably want to leap out as soon as you can), figure out what money means to you. What do you want money for? Who do you want money for? And what do you want with your time?

4. Think about today.

My last tip is something that I try to ask myself every day:

What can I do better tomorrow to reach my goals that I learned from today?


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If You’re Offered an Open Invitation to Try Something New, Do It

This article written by Katie

If someone were to invite you to go skiing this weekend, though you’ve never skied in your life, what would you say?

Probably: “Oh, I can’t ski.”

What if you were invited to shoot some pool?

:Oh, I can’t play pool.”

When else have people been inviting you, even daring you, to try something new, only to find you turning them down? You don’t know how to shoot pool. You’d rather stay home and watch TV than try to ski.

I think that saying you can’t do something means that you don’t want to try to do it. In fact, I would bet that if you played pool every day, not only would you be able to play the game, but you might also become the best player there is.

Now what about all of those ideas that pop into your head that you shoot down before you even consider your new thoughts? How many million dollar ideas might be passing through your head, simply to be met with, “Oh, I can’t”?

Before other people can believe in you, you have to believe in yourself. Some day, no one is going to ask you to ski. No one is going to invite you to shoot some pool. And you’ll be looking back. Maybe you really could have done it.


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The Best of Year One – Happy Birthday Aridni!

This article written by Todd

It was about a year ago that Katie and I started Aridni, and in the last year we have had some all kinds of articles. Some good ones, some Great ones, and of course some lousy ones. Today I want to highlight what I think have been some of the years best articles for each month in 2006.

  1. January – Investing: When can you start? How can you start?
  2. One of the earlier articles from Aridni to help get you going in the stock market. What are the issues and skills you need to be aware of and possess?

  3. February - I’ve got a Big Sky Booya coming at ya!
  4. Watching Jim Cramer is like jumping into the stock market. It isn’t easy for the novice, but here are some tips to getting started.

  5. March - “Acey said ten percent.” – Why less is more.
  6. I still really like this ideology about investing less to learn more.

  7. April - Weekend Homework: Define “Value”
  8. What is important to you? How are your actions stacking up to what you hold important?

  9. May – Marketing with MySpace
  10. While this approach works out well in theory, it’s a lot harder than my article makes it look. I’ve been trying things out and will certainly post some new ideas about it.

  11. June – How you might destroy $1,000,000 dollars or more today.
  12. Do you keep track of your ideas? Tomas Edison didn’t either, until got fed up with losing to many. From then on Tom and ‘the boys’ filled up thousands of notebooks with all kinds of ideas and discoveries.

  13. July – Expand your business with “The Three C’s”
  14. What’s the best way for you to set raise the capital needed to increase the output of your business?

  15. August – An employee finds a second job. An entrepreneur finds an opportunity.
  16. Katie takes a moment to ask just what exactly is she working towards.

    September – Have you ever considered that you are not good enough? With Billions of people in the world, you might not be good enough. By no means does it mean that those who are won’t be willing to work with you.

  17. October - Is real estate calling you?
  18. This is an article Katie wrote about some of here experiences and thoughts after spending some time in the real estate market.

  19. November – On hiatus for the month!
  20. A little break before it’s back to the grindstone.

  21. December – Step back from the obsession with $
  22. Katie gives us some reflections about money and the desire for wealth. What is money, and how does it work?

Katie found some of her favorite posts from the past year and put them in an article called Seeking Goals and Reaching Objectives – THIS YEAR

I hope that we can provide another great year of ideas and inspiration. And as always, feel free to leave a comment or even send a message with our Contact form


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